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My Classic Car Policy with Parish Heacock Almost Doubled

Started by Rickmustang, April 24, 2025, 02:48:14 PM

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s2ms

I've been with Heacock for ~25 years. When I renewed in March the premium had increased 38%, at least part of that was due to increasing the annual mileage from 1,000 to 3,000. Still carried by American Modern when I renewed.
Dave - 6S1757

Rickmustang

I ended up dropping Heacock, working through my agent and friend, who went to South and Western out of Addison, Texas. The underwriter is American Modern, who was the underwriter for Heacock before they switched. I raised a couple of car's value by a total of $40k. My total increased 30% from last year. Better than Heacock's 100% increase. PM me if anyone wants my local agent's contact information. He's a Chevy guy, but he's ok.

FL SAAC

When you arise in the morning, think of what a precious privilege it is to be alive to breathe, to think, to enjoy, to love.

Home of the Amazing Hertz 3+1 Musketeers

I have all UNGOLD cars

Not a SHELBY expert

Imitation is the sincerest form of flattery that mediocrity can pay to greatness.

NC TRACKRAT

I've been with Parish Heacock for about 35 years (before Bill Parish joined the firm).  Bill Parish was a friend of mine where we both grew up in Nashville, TN. He passed away much too soon). This year, our policy went up 3%.


5S071, 6S1467

69 GT350 Vert

I just received my non-renewal letter from Heacock Classic/American Modern.  No reason given for the termination.  I've been with them for 20 years or so and never had a claim. 

shelbydoug

Quote from: 69 GT350 Vert on June 27, 2025, 01:14:52 PMI just received my non-renewal letter from Heacock Classic/American Modern.  No reason given for the termination.  I've been with them for 20 years or so and never had a claim. 

What state are you in? California and Florida are seeing cancellations.
68 GT350 Lives Matter!

69 GT350 Vert

Car is registered in Florida, but stays year-round in Pennsylvania.  I'm trying to find a broker/agent out of Florida that underwrites with American Modern.

FL SAAC

just heard through the grapevine

"Many Cancelation Coming Very Soon"

News at Eleven...
When you arise in the morning, think of what a precious privilege it is to be alive to breathe, to think, to enjoy, to love.

Home of the Amazing Hertz 3+1 Musketeers

I have all UNGOLD cars

Not a SHELBY expert

Imitation is the sincerest form of flattery that mediocrity can pay to greatness.

rhjanes

Mine didn't cancel.   But the policy didn't have the MCA discount.  And was up, IIRC, about 10 percent.   I called, got a very nice person on the phone and she applied the discount and sent me new emails to link and sign.  I guess I was looking at the prior emails and signed stuff.  A week latter she let me know I'd NOT signed. 
Pirating!  Corporate take-over without the paperwork

Shawn

Here is the company I use.  Changed from the other years ago back in 2019.  I can say I'm very pleased with policy cost communications and coverage.  Have had my Shelby's with them, Ford GT and classic Mustangs
 

Classic Automobile Insurance Agency
Toll Free 800-397-0765
Fax 317-576-1899
Text Only 765-722-8597
customerservice@classicins.com
CA License #OH16071
5119 E 65th Street, Indianapolis, IN 46220

Dsten

FYI , Heacock just canceled me , 4 cars and a trailer with them 15years no claims. No reason given ....
Kinda glad it was impossible to even speak with anyone....

FL SAAC

Quote from: FL SAAC on August 25, 2025, 10:31:57 AMjust heard through the grapevine

"Many Cancelation Coming Very Soon"

News at Eleven...


Quote from: Dsten on September 11, 2025, 03:05:49 PMFYI , Heacock just canceled me , 4 cars and a trailer with them 15years no claims. No reason given ....
Kinda glad it was impossible to even speak with anyone....

Some GUY had mentioned about cancellations awhile ago.....

Are you in any state that suffered loses in the past five years?

Fires, floods,hurricanes etc

If you are that's why they let you go
When you arise in the morning, think of what a precious privilege it is to be alive to breathe, to think, to enjoy, to love.

Home of the Amazing Hertz 3+1 Musketeers

I have all UNGOLD cars

Not a SHELBY expert

Imitation is the sincerest form of flattery that mediocrity can pay to greatness.


68krrrr

Quote from: Shawn on August 25, 2025, 10:55:43 AMHere is the company I use.  Changed from the other years ago back in 2019.  I can say I'm very pleased with policy cost communications and coverage.  Have had my Shelby's with them, Ford GT and classic Mustangs
 

Classic Automobile Insurance Agency
Toll Free 800-397-0765
Fax 317-576-1899
Text Only 765-722-8597
customerservice@classicins.com
CA License #OH16071
5119 E 65th Street, Indianapolis, IN 46220
thanks Hagerty is charging me an arm & a leg for the Ford Gt the shelby, hotrod & 911 stayed same
Current
1967 GT500 #1724
Nightmist Blue /Parchment
2005 Ford Gt Midnight blue
Porsche 911 Turbo 2007 Highly modified
1934 Ford Chopped & channeled

Previously owned
1968 GT500KR #03528 Lime green
1968 GT/CS

"Fly low & avoid the radar"
Thanks Adam

67 GT350

Quote from: 98SVT - was 06GT on April 24, 2025, 03:08:42 PMGotta cover the CA fire losses. My Haggerty went up about 5% when I renewed just before the fires. I can't wait to see what next year brings. With the 7% rate increase cap that is CA law I suspect that Haggerty won't offer renewals in CA.

UPDATE: Bought this last Friday. 7-8 months left on Haggerty policy. Cost to insure for remaining time $14 - with 3 car discount.


If only they filled there hydrants with water, did conservation and did controlled burning to prevent fires....
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