All I know is I used a lawyer to try and recoup $45k from a guy in Florida. The lawyer explained I had a pretty open and shut case....at $175 and hour. Tried to get him to sign a payment agreement stating exactly what he promised to do....at $175 an hour. Then he wouldn't sign it. So the lawyer said I could probably get a judgement for the money costing circa $20k and then said at the point where I win I then had to collect....and he probably would never pay.