As a member of SAAC I was able to use Ford's x-plan pricing for the purchase of a new Explorer last week. The really nice thing about this is that Ford surpricingly lets you bundle this savings along with most other incentives offered by Ford. I was able to leave the dealership with a combined savings of $7,500 without having to do any of the haggle hassle. I also found that if you use the Ford web site to "build" your vehicle you can see what the x-plan pricing will be even before you talk to the dealer. Pretty cool ! Thank you SAAC for this membership benefit !
I've always used X Plan. A lot of the dealers try to keep the other rebates. I always go to Galpin. I go online find what I want an call "my guy" and when we arrived it's a 10 minute process to pick up the car. One time he hit me with a surprise. I generally just pay cash but he said just give me 10 grand and pay it off at the first payment. He got me an extra $1,000 off for using Ford financing.
The only down side to X Plan is some of the good Mustangs and new hot sellers aren't included.